A little known alternative treatment option is No Treatment. This is a viable alternative treatment when treating a potential patient may result in more harm than good. In situations like this, getting braces may not be the proper treatment for you. However, all is not lost and you should seek professional advice from your general dentist who can create an overall gameplan for your oral health. Paying for braces can be accomplished in many ways.
Financing braces is generally the first major concern and the last major hurdle for most families. Orthodontic treatment is provided by highly-trained specialists that use modern technology to provide you with a high level of service. Ample staffing and supplies are also required to deliver this service.
You can now see why the price of orthodontic care can be very expensive. However, finding a way to help patients pay for braces can be the difference in the office that you choose. The Financial Coordinator will review your treatment and associated fees in a line item style break down. Your fees should cover your consultation, orthodontic records, getting your braces on, monthly adjustments, taking your braces off, retainers and retainer checks.
If you have been given any discounts on treatment, they will be discussed with the Financial Coordinator as well. Braces and other orthodontic services will never be cheap! As a patient you should be suspicious when you see a fee that looks extremely low. If the fee is too good to be true, it probably is.
You want to avoid this at all costs! Most offices will offer a standard selection of ways to pay for your braces. Orthodontic insurance can be very helpful with the out of pocket expense for braces. The benefit amount that you receive from your insurance can vary from plan to plan. There are two very important concepts to understand with regard to orthodontic insurance benefits:.
However, your entire treatment cost will be covered! Understanding orthodontic insurance benefits and maximums can be tricky. However, a knowledgeable and honest Treatment Coordinator can verify your benefits and obtain a Pre-Treatment Estimate from your insurance carrier.
This estimate will detail your benefits, maximums and out of pocket costs for your proposed treatment plan. Be suspicious of offices that bend the rules with insurance benefits. It may seem like a great deal when you sign your itemized financial plan with an over-estimated insurance portion.
However, these offices may bill the insurance company inaccurately. This is committing insurance fraud. This isa highly unethical practice. You do not want to spend your hard earned with a business that conducts their business like this. Getting a deal while getting braces is no exception! Many offices offer discounts on braces treatments. Here are a few common discounts you may see for orthodontic treatment. Cash is King and paying in full will give you the most leverage to negotiate a discount amount for your treatment.
Every office wants the 2nd or 3rd child to start treatment in the practice. New patient discounts are the most common discounts offered as practices try to attract potential patients who are unfamiliar with their practice and offerings.
These items can be a free electric toothbrush, whitening kit, or an extra set of retainers after your treatment. These will vary in the amount at each office.
Although these prices are incredible, they are usually limited in quantity so grab these deals fast! However, if you find such a deal take advantage of the opportunity! You are generally going to have to make a down payment at every office. So if you can score a discount on your treatment that is equal to your downpayment, it would be a win-win. Contracts and consent forms will be signed after all negotiations are complete, but before your braces are put on.
This must be done to protect you as a patient and to make sure that you are receiving exactly what you negotiated. There are multiple forms that you will need to sign. Once you sign on the dotted line, these become legally binding documents that are fully enforceable by law. Be sure to name and date each form that you sign. Do not rely on the office staff to complete this. Does health or dental insurance cover braces? If you have health or dental insurance, check with your provider.
Most health plans don't pay for orthodontic treatment for people over 18 years old, but they do partially cover children under age If your dental or health plan does not include orthodontic coverage, you can also buy supplemental orthodontic insurance.
For any plan, be sure to ask about the percentage they cover and the lifetime maximum. It's also recommended that you keep the same insurance plan during your entire orthodontic treatment. Most orthodontic coverage will not cover braces if they have already been applied to the teeth prior to the effective date of the policy. This would be considered a pre-existing condition and becomes an out-of-pocket expense. If my insurance doesn't cover it, can I deduct the cost?
As long as they're considered medically necessary and braces, unlike whitening treatment and veneers, count , dental health care costs are tax deductible. However, the cost has to exceed a certain amount before you can begin deducting it 7. Keep track of even small expenses, like co-pays and check-ups, because these can add up. Foot problems and the podiatrist Looking after your feet with diabetes How to stop smelly feet. Lower your cholesterol Keeping your kidneys healthy Top 10 healthy heart tips.
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